Monthly plan

Plan each month with buckets: amounts or shares of income, groups, set-aside buckets, and one that takes what's left.

Every Monthly plan feature

Tap a bucket to see the month's entries it counts, adding up to its figure.
- Tap a bucket or group.
- All in Activity opens them in Activity.
Each bucket is a monthly budget with its own colour and icon, showing what's spent and what's left.
- Tap a bucket to see its entries.
- Change buckets in Edit plan.
- The (i) on Buckets explains what a bucket is.
Change the month's plan: income, every bucket and group, with the total planned against income.
- Tap Edit on Plan.
- Tap a bucket to change it; Add bucket and Add group are at the top.
- Save plan saves; leaving asks before throwing changes away.
All 4 in Edit plan
- Add a bucket or a group from Plan's + or from Edit plan.
  Tap + → New bucket or New group.
- A bucket's name, amount (dollars, % of income or what's left), Set aside, group, colour and icon.
  Tap a bucket in Edit plan.
  Delete it from its sheet, with Undo.
  Search all finds any icon by name or meaning.
- Delete this month's plan; its buckets and moves go, your entries stay.
  Last row of Edit plan, then confirm.
- A month is funded by last month's income, or starts from an amount you set.
  In Edit plan, under Funded by, choose last month's income or A starting amount.
  A starting amount is for a first month, or one nothing came in before.
Several buckets under one name, folded until you open them.
- Make a group from + → New group.
- Tap the caret to unfold it.
The month's headline: what's left to spend, what was spent of income, per day, and what's set aside.
- The caption reads like "Spent $3,364 of $11,097 income · $269/day".
- This month, a tick marks today on the bars.
Each month owns its plan; a new month starts from the one before, and nothing rolls over by itself.
- Use the arrows to see other months.
- With no plan yet: Start plan, or Copy last month.
Under the month's bar: On pace, Spending fast or Over plan, with the day of the month.
- Shown on Plan's bar and on a bucket's row.
Start a plan from a ready split of income, such as 50/30/20.
- With no plan yet, pick a split under Or start from a split.
Not in the demo. Shows before anything is saved; the demo has sample data.
All 4 in Start from a split
- Giving 10%, needs 50%, savings 20%, wants 20%.
  Tap 10/50/20/20, then adjust and save.
  Not in the demo. Shows before anything is saved; the demo has sample data.
- Needs half, wants 30%, savings 20%.
  Tap 50/30/20, then adjust and save.
  Not in the demo. Shows before anything is saved; the demo has sample data.
- Needs, wants and savings, in amounts you set.
  Tap Dollar amounts, then adjust and save.
  Not in the demo. Shows before anything is saved; the demo has sample data.
- 10% given, then 50/30/20 of the rest.
  Tap Giving first, then adjust and save.
  Not in the demo. Shows before anything is saved; the demo has sample data.
A bucket kept for bills; what it still holds is left out of Left to spend.
- Turn on Set aside in the bucket's sheet.
A breakdown of what the month has spent, bucket by bucket, with each one's colour, exact amount and the total.
- Tap the Overview's ring or Plan's figure.
- Income with no bucket is said under the sums.
A new household gets a plan from its own income and spending, shown as one split; it stops changing once you edit it.
- Tap the pencil to make it yours.
- It never invents income.
Not in the demo. Shows before anything is saved; the demo has sample data.
Spending with no bucket is counted and listed by payee, to file into buckets.
- Tap Unassigned.
- Pick a bucket for each payee: their usual one is offered first.
- Filing has Undo.
One bucket can take whatever the other buckets leave of the income.
- Choose What's left as a bucket's amount.